Don't miss out – broaden your product offering

The end of the second quarter is a great time of year to measure your actual sales against your sales goals. And if your 2019 business plan goals include expanding your product offerings by selling a new product, it’s not too late to start by introducing participating whole life insurance to your policyholders and prospects.

Why Motorists Life par whole life?
Your clients can create a permanent life insurance program with built-in guarantees, saving potential and additional plan flexibility. The guarantees include:

• Lifetime protection: Death benefit is guaranteed for the life of the policy.
• Cash value growth: Guaranteed cash value builds up on a tax-deferred basis, which provides a living benefit for financial needs. These values are available through loan or surrender.
• Accelerated benefit: If terminal illness occurs (doctor prognosis of 12 months or less), the policy advances up to 55 percent of the amount of coverage up to $100,000.

Dividend options
A par whole life policy also builds dividends that can increase your policyholders’ cash value growth and death benefit potential. Upon enrolling, your client will have a choice of five different dividend options:

• Paid-up additions (purchase paid-up insurance)
• Reduce premium (apply dividend to pay next premium)
• Accumulate at interest (dividends placed into an interest-bearing account)
• Paid in cash
• Term insurance (purchase one-year term up to amount of base policy)

Thank you for your hard work
We hope the first half of 2019 has been successful for you in keeping up with your business plan goals and wish you the best of luck as you enter the second half of the year. If you have any questions about participating whole life insurance, please contact Motorists Life Sales.