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December 2022

PROTECT YOUR POLICYHOLDERS AGAINST FLOODS

Stand out! Differentiate yourself with your policyholders by offering inland flood with Encova's Exceed personal lines products. Designed specifically for residents in low to moderate risk areas, our inland flood coverage endorsement is an affordable way for your clients to protect their homes and belongings against floods. Our inland flood endorsement is available in coverage amounts of $25,000 or $50,000.

Quick facts about our inland flood endorsement:

  • When quoted, policyholders are buying this coverage one third of the time
  • Inland flood coverage is affordable; the average premium for the endorsement is $17
  • 25% of floods occur in low to moderate risk areas outside of traditional flood zones
  • Coverage applies to the dwelling, other structures, personal property and additional living expense
  • Provides broad coverage, including coverage for damage resulting from hydrostatic pressure when inland flood is the proximate cause

You can find inland flood fact sheets on the Marketing tab of the Resources and Marketing page in Encova Edge.