ENCOVA PREMIER HOMEOWNERS: TOP-OF-THE-LINE COVERAGE
Did you know that Encova has a homeowners product specifically for your policyholders whose lifestyles require top-of-the-line protection? Through these enhanced coverages and value-added services, you can offer your discerning policyholders a specialized service experience.
Encova Premier HomeownersSM provides HO 00 05 comprehensive form coverage, plus an extensive package of additional coverages.
When you have a policyholder who needs extra protection, consider Encova Premier Homeowners and these additional coverages that are automatically included.
- Accidental death benefit - $10,000
- Buried utility lines - $10,000
- Extended replacement cost coverage for insured’s home – up to 50% of coverage A amount
- Fire department service charge - $2,000
- Land restoration - $10,000
- Limited water backup and sump discharge or overflow - up to $100,000
- Lock replacement - $500
- Loss of use – 50% of coverage A, kicks in if insured is unable to live in his/her home
- Mortgage acquisition expense protection - $1,500
- Personal injury coverage
- Refrigerated property - $500
- Replacement cost cash out coverage – following a total loss, allows insured to cash out the replacement cost of his/her dwelling and build the home he/she needs
- Replacement cost coverage for personal property
- Supplemental loss assessment - $10,000
Encova Premier Homeowners is available to personal lines agents in Illinois, Indiana, Iowa, Kentucky, Ohio, Pennsylvania, West Virginia and Wisconsin. Contact your personal lines territory manager or agency manager with questions about our personal lines product offering.