REMINDER: COVID-19 work-from-home policy

If a policyholder has transitioned employees to temporarily working from home, Encova will consider temporary reclassification in accordance with rating bureau rules, provided the employer has a formal work-from-home policy. Make sure your policyholders are aware of these requirements for a work-from-home policy.

• The duty being performed away from the work environment must be reasonable.
• A heavy hazard job duty will not be considered in a work-from-home policy.
• There needs to be reasonable continuation of revenue and payroll.
• The employer must maintain separate payroll records. The payroll records must show the actual payroll by classification for individual employees.

Please share this information with policyholders to keep them updated.