Disability can happen today

That’s why it’s important to talk to your policyholders about policies that can ensure that they, along with their loved ones, are taken care of if they become disabled and are unable to work. Reach out to existing clients and prospects alike this Disability Insurance Awareness Month and talk to them about their unique protection needs.

According to the Social Security Administration, studies show that over one in four of today’s 20-year-olds will become disabled before reaching 67 years old. With this staggering statistic in mind, reach out to your policyholders to discuss Motorists Life’s disability income rider, which can be added to almost any Motorists Life product.

Advantages
When talking to policyholders and prospects about the disability income rider benefits, be sure to highlight these advantages:

• Can cover up to 80% of their earned income, up to $2,500 monthly*
• Covers most occupations
• Unemployed spouse may be eligible for coverage
• Minimal financial documentation needed
• Choice of a two-year or five-year benefit period following 90 days of total disability (average long-term disability absence is two and a half years.)^#

^{*Rider may be issued for up to 1.5% of the life policy face amount (not to exceed $2,500).
#Commissioner’s Individual Disability Table A. Not available in Florida or Minnesota}

Questions?
Visit lifehappens.org and search resources by insurance type, audience by life stage, graphic type and language, and you’ll be all set to help Motorists Life protect your policyholders this Disability Insurance Awareness Month.