How to talk to policyholders about simplified issue/grade benefit whole life

If you have policyholders who are hesitant to undergo the requirements involved with fully underwritten plans but are concerned about paying for funeral costs, final medical expenses and other bills, one of these policies may be the right fit for them.

In addition to offering immediate coverage, Motorists Life’s simplified issue whole life and graded benefit whole life policies also offer policyholders a unique advantage: the return of mortal remains, should the primary insured pass away more than 300 miles away from their place of residence. These policies are available for individuals up to 80 years old; policyholders may add children through age 17 for a one-dollar premium per month, per child.

Contact your Motorists Life regional sales manager for more tips for talking to your policyholders about these policies.